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Braintree vs FastSpring for indie SaaS - fees, approval, and red flags.

This comparison page is generated from the current platform dataset so it stays stable and auditable. Use `/compare` to choose another pair, or use `/match` when you want rankings tailored to your own founder profile and product type.

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Platform

Braintree

PayPal-owned gateway for card processing with enterprise DNA

Gatewaynone

Platform

FastSpring

Enterprise-style MoR with flexible commercial packaging

MoRfull_mor

Field	Braintree	FastSpring
Type	Gateway	MoR
Camp	gateway	mor legacy
Tax handling	none	full_mor
Base rate	2.89%	6.5%
Fixed fee	0.29 USD	0 USD
Median approval	5 days	7 days
Individual founder	Likely no	Likely no
Next step	View Braintree details Check match fit	View FastSpring details Check match fit

Fee posture

What changes on low MRR

At early MRR, fixed fees and merchant-of-record convenience can matter more than headline base rates. That is why `/match` calculates effective fee on a projected revenue band instead of only echoing the pricing page.

Approval friction

Entity and category fit

Approval timing alone is not enough. The more important difference is whether the platform expects a company already in place, and how closely your product category approaches a published restricted-business boundary.

Next step

Take the match quiz

This page is generic by design. Use the quiz to rank platforms against your founder location, revenue target, tax preference, and product risk profile.

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