Make your website Stripe-ready before you apply.
Audit legal clarity, pricing transparency, and platform restrictions across 12+ payment processors in 60 seconds.
Audits rules and underwriting signals across major processors
How It Works
A 60-second health check for your checkout setup.
Prevent weeks of back-and-forth rejection emails with a proactive 3-step check.
Evidence-Backed Audit
Real code quotes, not vague scores.
Every audit result cites the exact sentence on your site that may cause friction with underwriters.
FAQ
Frequently Asked Questions
Real-world Stripe rejection triggers, heuristic risk thresholds, and appeal playbooks.
Why did Stripe close my account for 'higher level of risk than we are able to support' after my first sale?
A sudden high-ticket first transaction ($5,000–$10,000+) on an unseasoned account matches automated bust-out fraud signatures. Because new accounts lack baseline dispute history, Stripe's automated risk models freeze payouts to prevent chargeback exposure. To prevent this, route large initial B2B sales through ACH or bank wire, or submit signed customer contracts and invoices to Stripe risk support beforehand.
Why did testing Apple Pay or cards in live mode trigger an 'unauthorized payments' shutdown?
Processing live charges using cards belonging to the account owner or related parties is treated as unauthorized cash advancing or fund cycling under the Stripe Services Agreement. Always restrict checkout validation to Sandbox mode. If accidentally flagged, appeal with device telemetry, IP logs, and proof of customer authorization.
Stripe rejected my SaaS under Restricted Businesses for unauthorized licensing—how do I fix this?
Stripe crawlers detect third-party trademarks, game assets, or resold software tools without indexed distribution authorizations. To clear review, remove unauthorized third-party brand logos, upload direct wholesale licensing agreements from the rights holder, and add explicit IP provenance notices into your Terms of Service.
What exact recurring billing copy must appear next to my checkout submit button?
Visa and Mastercard mandate clear point-of-payment disclosure: 'By clicking [Complete Purchase], you authorize [Company Name] to charge your card [Price] [Monthly/Yearly] until you cancel. You may cancel at any time via Account Settings or by contacting support.' Direct links to your Refund and Cancellation policies must be displayed immediately below.
Can I appeal a permanent Stripe account closure?
Yes. Successful appeals bypass front-line chat support and submit a formal proof dossier through the dashboard or executive escalation: (1) Executive summary of your supply chain and business model; (2) Client authorization letters confirming no fraud occurred; (3) Government incorporation certificates and business bank statements; and (4) User activity logs proving delivered software access.
Get your website ready for payments today.
Scan your site for compliance gaps or find your ideal payment processor in under 60 seconds.