✨ Free Developer Tool · Community Edition

Make your website Creem-ready before you apply.

Audit legal clarity, pricing transparency, and platform restrictions across 12+ payment processors in 60 seconds.

Target Platforms (1)
Zero-Log Scan
100% Free for Developers
Independent & Unbiased

Audits rules and underwriting signals across major processors

StripePaddleLemon SqueezyCreemPayPalDodo PaymentsPolarWhop
Interactive Tool

Not sure which payment processor to choose first?

Take our free 6-question quiz. Compare fees, payout options, and merchant-of-record coverage across 12 platforms in one unified score sheet.

How It Works

A 60-second health check for your checkout setup.

Prevent weeks of back-and-forth rejection emails with a proactive 3-step check.

01

Instant Public Page Audit

We inspect your homepage, pricing terms, and footer links to mirror what underwriters check during onboarding.

02

Flag Approval Roadblocks

Identify missing refund terms, unclear subscription renewals, unsupported categories, and weak contact paths.

03

Get Prioritized Fixes

Receive copy-paste Markdown legal templates and find alternative MoR processors if your model is restricted.

Evidence-Backed Audit

Real code quotes, not vague scores.

Every audit result cites the exact sentence on your site that may cause friction with underwriters.

Highstripe-101
stripe Audit

Missing or unclear refund policy

"Plans start at $29/mo" appears on pricing, but no linked refund or cancellation language is visible nearby.
Recommended Fix: Add an explicit refund policy link in your footer and specify cancellation terms directly on your checkout page.
Mediumpaddle-004
paddle Audit

Support path is hard to verify

"Join the waitlist" and "Book a demo" are present, but there is no obvious support email or contact page.
Recommended Fix: Add a visible support email (e.g. support@yourdomain.com) in your footer navigation.
Criticalpaypal-003
paypal Audit

Category wording triggers manual underwriting

"Automate account creation for any marketplace in minutes" may trigger financial services review.
Recommended Fix: Clarify that you are a B2B SaaS tool rather than an account brokerage or unauthorized marketplace operator.

FAQ

Frequently Asked Questions

Persona identity verification, non-US developer access, and Creem onboarding rules.

Why did my Creem automated KYC verification fail and get stuck in a Persona session loop?

Automated identity suites (Persona) evaluate device telemetry, IP geolocation, and ISP integrity. Using a VPN, private relay, or registering with a free public email (@gmail.com) triggers anti-spoofing flags. To pass, disconnect VPNs, use a custom domain business email, and complete document capture in a single continuous mobile browser session.

Can I use Creem as an individual developer without a registered US LLC?

Yes. Creem allows European and non-US solo developers to sell digital software as sole proprietors. Creem assumes reseller tax liability, eliminating the requirement to form an expensive Delaware LLC or register for foreign VAT numbers during MVP stages.

Does Creem support token-metered AI utilities and generative tools that Paddle bans?

Yes. Creem actively welcomes indie AI software utilities, prompt wrappers, and token-metered tools that are restricted by legacy MoRs, provided they do not generate illegal or explicitly prohibited material.

What payout rails and settlement methods are supported on Creem?

Creem supports direct SEPA transfers, international wire, Wise payouts, and direct settlement into USDC cryptocurrency wallets, making it accessible for global founders.

Get your website ready for payments today.

Scan your site for compliance gaps or find your ideal payment processor in under 60 seconds.