Payment Underwriting Playbooks · 2026 Updates

Payment Compliance & Underwriting Guides for SaaS Founders

Step-by-step playbooks, rejection teardowns, and website checklists to help software teams and digital creators pass merchant underwriting with Stripe, Paddle, Lemon Squeezy, Creem, and PayPal.

Reversal playbook•9 min read•Updated October 12, 2026

How to Appeal a Stripe or Paddle Rejection: 4 Proven Turnaround Playbooks

Step-by-step appeal playbook for overturning Stripe or Paddle rejections: executive escalation channels, telemetry evidence dossiers, and email templates.

Platform policy•8 min read•Updated October 12, 2026

Stripe Restricted Businesses in 2026: What Founders Should Check Before They Apply

Complete 2026 Stripe Restricted & Prohibited Businesses list: check high-risk categories, adult/gambling rules, automated review triggers, and compliant alternatives.

Rejection analysis•7 min read•Updated October 12, 2026

Why Paddle Rejected My App: A Practical Breakdown for SaaS Teams

Why did Paddle reject your SaaS app? Discover the 5 most common rejection reasons (refund policy, delivery proof, unverified entity) and how to pass re-review in 48h.

Checklist•7 min read•Updated October 12, 2026

Lemon Squeezy Approval Checklist for Software and Digital Product Sellers

How long does Lemon Squeezy take to approve? Average approval time is 24-48 hours. See the exact store requirements, review triggers, and 2026 approval checklist.

Comparison•9 min read•Updated September 6, 2026

Creem vs Paddle vs Lemon Squeezy: Which Review Flow Fits an Indie SaaS Team?

A comparison of merchant-of-record positioning, onboarding friction, and the site signals each provider still expects.

Policy template•6 min read•Updated September 6, 2026

SaaS Refund Policy Template: What to Include Before You Apply to a Payment Platform

What a clear refund policy needs to cover for subscriptions, annual plans, and support workflows.

Platform policy•8 min read•Updated October 12, 2026

Stripe Website Requirements Explained for Indie SaaS Founders

Official Stripe website requirements for approval: 4 mandatory footer links, refund terms, pricing disclosures, and customer support rules to avoid account rejection.

Checklist•6 min read•Updated September 6, 2026

PayPal Business Account Website Checklist Before You Start Taking Payments

A checklist for reducing obvious PayPal trust and limitation risks before launch.

Comparison•8 min read•Updated September 6, 2026

Stripe vs Paddle for AI SaaS: What Your Website Needs to Clarify Either Way

How AI SaaS teams should frame product, pricing, and support to survive either review path.

Policy template•6 min read•Updated September 6, 2026

How to Write a SaaS Terms Page That Does Not Raise Extra Payment Review Questions

What a lightweight SaaS terms page should cover before an underwriter reads your footer.

Checklist•6 min read•Updated September 6, 2026

Privacy Policy Checklist for SaaS Founders Preparing for Payment Review

The privacy disclosures founders usually need before a payment provider trusts the business.

Conversion and pricing•7 min read•Updated September 6, 2026

Pricing Page Mistakes That Trigger Extra Payment Review

The most common pricing-page gaps that make underwriters ask what customers are really buying.

Billing clarity•6 min read•Updated September 6, 2026

How to Explain Recurring Billing Clearly on a SaaS Pricing Page

A practical guide to billing cadence, trial, renewal, and cancellation wording that reduces confusion.

Homepage readiness•7 min read•Updated September 6, 2026

What Payment Underwriters Look For on Your Homepage

What reviewers infer from the hero, feature section, and footer before they ever open your checkout.

Support readiness•5 min read•Updated September 6, 2026

Contact Page Checklist for Payment Approval Reviews

What support and contact details should be visible so buyers and reviewers can reach a real business.

Policy template•6 min read•Updated September 6, 2026

Refund Policy vs Cancellation Policy for Software: What Each Page Should Cover

How founders should separate refunds, renewals, and cancellations without confusing customers.

Checklist•6 min read•Updated September 6, 2026

How to Prepare for Creem Review as an Indie SaaS Founder

A practical checklist for explaining your product, pricing, and support clearly before a Creem onboarding review.

Risk reduction•7 min read•Updated September 6, 2026

Avoiding PayPal Account Limitations for SaaS Launches

Public-site fixes that reduce the chance of early PayPal limitations or manual follow-up.

Comparison•8 min read•Updated September 6, 2026

Lemon Squeezy vs Paddle for Digital Products: Review Expectations Compared

A comparison for digital product sellers deciding which merchant-of-record path fits their site today.

AI compliance•7 min read•Updated September 6, 2026

Payment Platform Risk Signals for AI Tools and AI SaaS Products

How AI positioning, output claims, and support wording can change a payment review outcome.

Checklist•8 min read•Updated September 6, 2026

Pre-Application Checklist for Indie SaaS Founders Before They Apply for Payments

A single checklist covering homepage clarity, pricing, legal pages, support, and billing disclosures.