CheckoutReady.dev

Compliance pre-audit for payment applications

Scan for free
✨ Free Developer Tool · Community Edition

Make your website PayPal-ready before you apply.

Audit legal clarity, pricing transparency, and platform restrictions across 12+ payment processors in 60 seconds.

Target Platforms (1)
Zero-Log Scan
100% Free for Developers
Independent & Unbiased

Audits rules and underwriting signals across major processors

StripePaddleLemon SqueezyCreemPayPalDodo PaymentsPolarWhop
Interactive Tool

Not sure which payment processor to choose first?

Take our free 6-question quiz. Compare fees, payout options, and merchant-of-record coverage across 12 platforms in one unified score sheet.

Launch 12-Platform MatcherBrowse Comparisons

How It Works

A 60-second health check for your checkout setup.

Prevent weeks of back-and-forth rejection emails with a proactive 3-step check.

01

Instant Public Page Audit

We inspect your homepage, pricing terms, and footer links to mirror what underwriters check during onboarding.

02

Flag Approval Roadblocks

Identify missing refund terms, unclear subscription renewals, unsupported categories, and weak contact paths.

03

Get Prioritized Fixes

Receive copy-paste Markdown legal templates and find alternative MoR processors if your model is restricted.

Evidence-Backed Audit

Real code quotes, not vague scores.

Every audit result cites the exact sentence on your site that may cause friction with underwriters.

Highstripe-101
stripe Audit

Missing or unclear refund policy

"Plans start at $29/mo" appears on pricing, but no linked refund or cancellation language is visible nearby.
Recommended Fix: Add an explicit refund policy link in your footer and specify cancellation terms directly on your checkout page.
Mediumpaddle-004
paddle Audit

Support path is hard to verify

"Join the waitlist" and "Book a demo" are present, but there is no obvious support email or contact page.
Recommended Fix: Add a visible support email (e.g. support@yourdomain.com) in your footer navigation.
Criticalpaypal-003
paypal Audit

Category wording triggers manual underwriting

"Automate account creation for any marketplace in minutes" may trigger financial services review.
Recommended Fix: Clarify that you are a B2B SaaS tool rather than an account brokerage or unauthorized marketplace operator.

FAQ

Frequently Asked Questions

Acceptable Use Policy (AUP) compliance, intangible delivery proof, and 180-day limitation defense.

Why did PayPal limit my SaaS account for 180 days under Acceptable Use Policy (AUP) violations?

PayPal automated risk models treat intangible digital goods and recurring SaaS billing with heightened scrutiny. If disputes occur without programmatic proof of delivery, algorithms flag the activity as unverified fulfillment, triggering a 180-day fund hold. Mitigate this by integrating the PayPal Tracking API to transmit software license keys and activation timestamps directly.

How do software sellers avoid PayPal rolling reserves and limitations?

Keep refund and dispute rates strictly below 1%, respond to customer inquiries within 24 hours, and maintain a dedicated support email and phone number in your account settings. Clearly display your statement descriptor so customers recognize charges on their card statements.

Is PayPal suitable as the primary payment processor for a SaaS business?

PayPal works best as a secondary payment option alongside a primary Merchant of Record or Stripe. Relying exclusively on PayPal exposes SaaS companies to sudden automated account limitations that can disrupt cash flow.

Get your website ready for payments today.

Scan your site for compliance gaps or find your ideal payment processor in under 60 seconds.

Run Free Website AuditCompare 12 Platforms